Sometimes, getting affordable home insurance isn’t the most important thing in the world. Above all else, your home insurance policy needs to be ample enough to leave you in the best possible shape if the unthinkable occurs and you lose your home to a disaster—or suffer serious damage. Sure, affordable home insurance is a great thing and people are always interested in how they can cut down on cost. But when it comes right down to it, the more important questions becomes: can you afford not to have comprehensive coverage? Here are a few things to bear in mind when you’re settling on a home insurance policy.
What is the Difference between Named Perils and Open Perils on your Insurance Policy?
08/12/2012
While comparison shopping for insurance, you will encounter two different types of policies: named perils and open perils policies. Understanding the difference between the two insurance policies w...
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Does an Alarm System Help Lower My Homeowners Insurance Rates?
02/02/2013
Homeowners insurance is often necessary. If you own a home, having proper insurance helps to protect you against all of the risks that can occur, such as fire, theft, or flooding, in some cases. Po...
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Does Insuring an Older Home Increase my Insurance Premium?
11/11/2012
One of the variables that can affect home insurance premium amounts is that of an older home. Homeowners who take advantage of the ability to compare rates online can get personalized quotes for th...
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