Cars and cell phones typically don’t mix—not unless you’re the passenger, anyway. In fact, you can get in big trouble in many states for driving around with a cell phone to your ear. And if you’re caught texting while driving, look out. However, smart phones are beginning to play a major role in auto insurance, and not just as a mobile device that’ll let you get online car insurance quotes while you’re in line waiting for your ultra-large Frappuccino.
Have a car accident? There’s an app for that. And not just one. Car insurance companies are the latest industry to jump on the application bandwagon by offering their customers the types of remote services that had only been dreamed of years ago. Nowadays, instead of calling your insurance company and waiting on hold for 15 minutes if you’ve had a fender bender, you can simply punch up your inquiry through an online app that will guide you through the process. You can even access your proof of insurance information if you’ve misplaced it.
As much of a lifesaver as an “accident app” is, that’s not the extent of the kinds of smart phone applications that car insurance providers are offering their customers. Some have launched mobile services that will help you compare auto insurance premiums for various vehicles—an application that can come in handy when wandering around a car lot shopping for your next dream car.
Do Wood Burners Change your Home Insurance Premiums?
05/05/2013
If you install a wood burner or wood stove in your home, your homeowners insurance policy may need to be updated to comply with state insurance regulations. Laws vary from state to state, and it wo...
Read More →
What is the Difference between Named Perils and Open Perils on your Insurance Policy?
08/12/2012
While comparison shopping for insurance, you will encounter two different types of policies: named perils and open perils policies. Understanding the difference between the two insurance policies w...
Read More →
Does an Alarm System Help Lower My Homeowners Insurance Rates?
02/02/2013
Homeowners insurance is often necessary. If you own a home, having proper insurance helps to protect you against all of the risks that can occur, such as fire, theft, or flooding, in some cases. Po...
Read More →